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Have you ever noticed billionaires like John Paulson, who reportedly made $7 billion from shorting the subprime mortgage market (betting it would go down), George Soros, or his former hedge fund partner Jim Rogers, are investing? Have you noticed they seem to have a knack for finding the fastest growth or most profitable areas to invest in?

Billionaires are confident go-getters who will not hesitate to put in a16 hour day to achieve their goals. No obstacle can stop them acquiring wealth. If there is anything is putting a barrier they are ready to learn the new craft; go round the mountain or swim across the river to get to their desired destination.

First, there are many more millionaires in the world than there are Richest people in the world. According to Forbes Magazine, as of March 2007, there are 946 billionaires in the world with 178 of them being newcomers. (I did the math for you: the world now has 23% more billionaires than it did a year ago!) And this compares to the 9.5 million millionaires in the world (Merrill Lynch & Cap Gemini, The 2007 Wealth Report).

The vast majority of the individual pledgers already have established foundations, longstanding giving histories and a strong philanthropic spirit. And, Like Gates and Buffet, most signatories already have favored causes and organizations they support and will continue to support.

This Youngest Billionaires group of people takes pride and love investing. They are aware that expenses reduce their investing power and so cut this to the bear minimum. Their high level of discipline causes them to live within their means.

Granted, some professions will enable you to earn great income but the majority of jobs just get you to come back the following day. Here are the facts.

Don’t hesitate to ask for a refund if you truly feel the product was misrepresented. Educate that marketer about what you feel was wrong. If they don’t improve, they deserve to give all their money back. Just don’t be one of those awful people who buys an expensive product KNOWING they are going to ask for a refund. That’s the same as stealing and is unethical. If we want the convenience and gratification of being able to immediately download what we have purchased to continue, we can’t bleed the online merchants dry.